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The Interest Free Banking English Essay on "The Interest Free Banking" A bank, primarily, deals in money. It accepts money from the public and loans it to the persons who need money to carry out their business or need to meet their urgent demands. The money that a bank gets is the surplus money that goes towards capital formation. Traders, businessmen, producers and entrepreneurs borrow from bank to direct the money to productive channel. One is reluctant to part with one’s savings unless one is compensated for one’s sacrifice. For this, the depositor demands some extra money from the bank. To meet this demand and also the cost of the services rendered to the borrowers the bank takes back a small portion of the profits from the borrowers along with the principals. This extra money is called interest. 4essay.blogspot.com A bank pays its depositors at a fixed rate of interest and charges the borrowers at a specified rate. But Islam disapprobates the interest because there is...

Facebook and Students English Essay on "Facebook and Students" In 21st century the most popular and new word has come into our life. That word is ‘Facebook’. ‘Facebook’ is the most popular social networking website on the internet. If you have not heard about Facebook until reading this, then you must have been in a coma for the last 5 years. There are about 350 million active users on this website. The main idea of Facebook is that you can keep in touch with all your friends around the world who has Facebook. You can send messages to your friend’s electronic wall, put up a status saying something like “Going to the mall, need to get a new pair of shoes” or “it’s finally the weekend! :)”. In the 350 million users on Facebook, 67% of them are between the ages of 13 -25. More than 35 million users update their status every day. 2.5 billion Photos are added each month. The highest age groups who use Facebook are teenagers. Most of them keep the website running whenever they...

Democracy in Pakistan English Essay on "Democracy in Pakistan" The idea of basic democracy promote the system of representative government that is best suited to the culture and genius of our people. It takes due recognition of the principle that ultimately the people are sovereign and the best possible way to cater to their want is to associate them, one way or the other with the process of authority. It is not possible for the people also as a whole to arrive at joint decisions on day-to-day problems. The only way is to sleet a few individuals to represent large groups. The process of choosing must be such that it results in the selection of individuals who an correctly estimate effectively interpret and honestly protect the interest of those whom they represent. In Pakistan, our country more than 85% of our people live in villages. An average villager is able to see the village as the attention of his which is more than a reality to him. The management of the affair of th...

Importance of Discipline in Life English Essay on "Importance of Discipline in Life" Mankind is the most serious somebody in the entire cosmos. We, the humans, have been relinquished unities qualities that alter us antithetical from place of the species. Goodness, imagination, creativity, power to covenant and some author are the characteristics man is lake with. From all these God-gifted qualities, one grievous and self-generated capableness is being disciplinarian. It is a unparalleled dimension that can enrich both single and sociable lives. An elite or an individual can chisel himself convincingly through providing discipline in every walkway of history. At residence we know to remark discipline. We cannot backside up neat children, if there is no penalty. 4essay.blogspot.com An accommodation, where there is no disciplines, is meet equivalent a mischievousness. So train should be enforced on children at interior. The plate, in-fact, is the firstborn piazza to teach the ...

Load Shedding of CNG English Essay on "Load Shedding of CNG" At the present time, the majority vehicles in Pakistan run on CNG (Compress Natural Gas). In this situation Pakistan has the massive number of CNG filling stations. But nowadays, Pakistan is facing CNG crisis. Moreover, Punjab province is the country’s largest province with respect to population which is used in the greatest amount of CNG is our vehicles, industries, mills and home. According to the Pakistani Government, the reason of load-shedding of CNG is only for winter seasons because the gas freezing in the pipes and its pressure becomes very low. There is a sharp increase in the use of CNG vehicles as well, but the Government, production of gas is not seeing any increments with that percentage. That is how, Pakistani Government continued CNG load-shedding in the summers. Another one reason of loadseding is when General Musharraf’s as President of Pakistan, he implemented certain policies which resulted in ga...

My Free Time Activities English Essay on "My Free Time Activities" After a hard day's work, nothing is more refreshing than some rest or some sort of recreation. Rest helps to conserve physical energy. Recreation makes us fresh and fit. This, infact, is our relaxation period. We cannot keep on working continuously without relaxation. Relaxation is necessary and we must have it. It keeps us going. A change in usual routine work creates extra energy in us. free time makes our lives less monotonous. Like others I get some free time every week. But I do not misuse it. There are many people who think that free time means plain idleness. This is wrong idea of spare free time. It means a change from one kind of activity to another. Whenever I am free do some kind of household work. I clean my room and arrange my books and note-books. I do some gardening. I write letters to my relatives and friends. Whenever I get free time, I read home interesting books and magazines. Whe...

A Stormy Night English Essay on "A Stormy Night" I still recall that night with fear. It was October, perhaps, when my uncle and one of his friends arranged for a boat to take us for fishing in the sea. It was a big boat with five sailors. We went quite a long distance away from Manora even. During the way we enjoyed fishing and fried fish to eat. A new type of fish was fished the name of which I forget. My uncle’s friend lit a cigarette and put it into the mouth of the fish and it smoked to our astonishment like a smoker. As dusk began to approach we stated our return journey. But as late might have it, the wind became rough and powerful, all of a sudden and the waves became very high. Darkness overtook us and instead of going towards the shore we were being carried by the winds and waves away. The sailors were trying hard to change the direction but it was of no avail. 4essay.blogspot.com As it struck 10 in the night, the sea became more and more tumultuous and angry. The...

Merits and Demerits of Internet English Essay on "Merits and Demerits of Internet" Merits of Internet Internet has been perhaps the most outstanding innovation in the field of communication. Internet is defined as a collection of various services and resources. Although, many people still think e-mail and World Wide Web as the principle constituents of Internet, there is a lot more in store than e-mail, chat rooms, celebrity web sites and search engines. Today internet has brought a globe in a single room. Right from getting news across the corner of the world to accessing knowledge resources to shopping, everything is at your fingertips. As with every single innovation, internet has its own advantages and disadvantages. Nevertheless the advantages of the Internet are so huge in number that they outperform the disadvantages quite easily. Let us see what are advantages and disadvantages of Internet. 4essay.blogspot.com Demerits of Internet There are a lot of people who see ...

Life in Pakistani Village English Essay on "Life in Pakistani Village" Pakistan is a country of villages like other countries but the villages in western countries have all the facilities available in a city while the villages in Pakistan and other Asian countries are far backward. In Pakistan villages, in different regions, different from each other due to cultural traditional and racial differences. A village in Sindh is different from a village in Punjab or in Baluchistan but there are some features common to all. All villages comprise of cottages or huts. The cottages are Kutchcha houses and the huts are made of straw. The streets are narrow, generally unpaved and crowded with domestic animals, hens and cocks. The houses or huts are small, built quite close to each other and unfinished. 4essay.blogspot.com Simple living is also a feature of all Pakistani villages. Villages are always clad in Shalwar kameez but the head dress differs from region to region. They eat simp...

The Police Man English Essay on "The Police Man" A policeman is a public servant. In foreign countries he helps people a lot. He is even ready to carry articles of an old or disabled man to his home. He is always ready to help you in any way. But in Pakistan things are otherwise. He is considered to be some one very important and nobody can dare ask him even to accompany him to show him the way. He is not a servant but a master. Clad in proper uniform, a police man can be seen on a crossing controlling traffic, on a road walking leisurely or in a police car sitting with an automatic weapon. The traffic police man is clad in white uniform and a white helmet. The civil police man wears Khaki uniform and the armed police man is clad in Malaysia. In fact, it is the uniform that tells us if a police man belongs to traffic wing, civil wing or armed wing. 4essay.blogspot.com A single police man controls the traffic at a crossing. It is not the man who controls the heavy traffic bu...